🏡
Home Purchase
Financing to help you buy the home that fits your life.
Collierville, TN · Serving the Memphis Area
Opening doors
and closing loans.
Personal, local mortgage guidance from Bluff City Mortgage, Inc. — whether you're buying your first home, moving up, or refinancing.
Loan Services
Home financing options for every stage
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Refinance
Explore refinancing to adjust your rate, term, or monthly payment.
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First-Time Buyers
Clear, patient guidance for buyers stepping into homeownership.
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Conventional Loans
Traditional mortgage options for a range of borrowers.
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FHA Loans
Government-insured loans with flexible qualification guidelines.
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VA Loans
Home loan programs for eligible veterans and service members.
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USDA Loans
Programs for eligible homes in qualifying rural and suburban areas.
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DSCR Loans
For real estate investors — qualify based on the property's rental cash flow.
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Bank Statement Loans
For self-employed borrowers — qualify using your bank statements.
Not sure which fits?
Call and we'll talk through your options.
901-861-8022About Us
Your local Collierville lender
Bluff City Mortgage, Inc. is a hometown mortgage company based in Collierville, Tennessee, helping families across the Memphis area finance their homes.
Led by President Scott Landon (NMLS #102718), we believe a mortgage should come with real conversations and personal attention — from a neighbor who knows the area, not a call center.
Talk with Scott
“Opening doors and closing loans.”
Scott Landon, President
NMLS #102718
How It Works
A simple path to your keys
- 1
Connect
Call or reach out to discuss your goals.
- 2
Apply
Complete your application and share documents.
- 3
Process
We guide your loan through underwriting and approval.
- 4
Close
Sign, close, and open the door to your home.
Contact & Apply
Let's get started
- Address
201 S. Center St. #120
Collierville, TN 38017 - Phone
901-861-8022 - Email
scottlandon@bluffcitymortgage.com